VAT Flat Rate Scheme for Trades (UK 2026 Guide)

Last updated: February 2026 The VAT Flat Rate Scheme for trades can simplify VAT reporting for UK plumbers, electricians, builders, and contractors — but it is not always the most profitable option. In this guide, we explain how the flat rate scheme works, the percentages applied to different trades, who qualifies, and whether it still … Read more

CIS Accounting Explained for Contractors (UK 2026 Guide)

Last updated: February 2026 CIS accounting explained for contractors can often feel confusing — especially for trades businesses dealing with subcontractor deductions, HMRC reporting requirements, and VAT obligations. In this guide, we break down how the Construction Industry Scheme (CIS) works in the UK, how deductions are calculated, and what contractors and subcontractors need to … Read more

What Is Making Tax Digital and Why It Matters for UK Trades (UK 2026 Guide)

Last updated February 2026 Making Tax Digital (MTD) is a UK government initiative that requires businesses to keep digital records and submit VAT returns using compatible accounting software. For UK tradespeople — including plumbers, electricians, builders, and contractors — this change directly affects how you manage invoices, expenses, and VAT reporting. If you’re still relying … Read more

FreeAgent Review for Tradespeople (2026)

This FreeAgent review for tradespeople examines whether the software is suitable for UK plumbers, electricians, builders, and contractors in 2026. FreeAgent is a UK-based accounting software platform designed primarily for freelancers, contractors, and small limited companies. For tradespeople operating as sole traders or small VAT-registered businesses, it offers straightforward bookkeeping with built-in UK tax compliance. … Read more

FreshBooks Review for Tradespeople (2026)

Last updated February 2026 This FreshBooks review for tradespeople examines whether the software is suitable for UK plumbers, electricians, builders, and contractors in 2026. However, trades businesses often need more than invoicing — particularly when dealing with VAT, CIS deductions, materials tracking, and job costing. In this review, we look at whether FreshBooks is genuinely … Read more

Sage Review for Tradespeople (2026)

Overview This Sage review for tradespeople looks at whether Sage Accounting is a strong choice for UK builders, plumbers, electricians and contractors in 2026. Unlike newer cloud-first competitors, Sage focuses heavily on compliance, financial control, and structured reporting. For trades that prioritise accuracy and stability over simplicity, Sage can be a serious contender. Sage Rating … Read more

Xero Review for Tradespeople (2026)

Overview This Xero review for tradespeople evaluates whether Xero is the right accounting software for UK plumbers, electricians, builders, and contractors. In this 2026 review, we break down pricing, VAT compliance, job costing features, scalability, and real-world usability for trade businesses. While QuickBooks often leads in feature depth, Xero is frequently praised for its clean … Read more

QuickBooks Review for Tradespeople (UK) – Is It Worth It in 2026?

Overview Reviewed independently. We may earn a commission if you sign up through links on this page. QuickBooks review for tradespeople: QuickBooks is one of the most widely used accounting platforms among UK trades businesses. In this 2026 review, we assess whether it’s the right choice for plumbers, electricians, builders, and contractors — covering pricing, … Read more